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What's required for a Car Loan in Canada?

Need a used car loan here in Calgary? Listed below are a few basics you will need to buy a car so make sure you have all of the following before applying for a car loan:

1. You must be employed.  Most lenders require you to have employment for at least 3 months prior to applying.
2. You must have a valid drivers license.
3. Show proof of income: With pay stubs, bank statements, or a job letter to show the lender that you have the ability to repay the loan.
4. Proof of Residence: Your address needs to be verified by the loan company.  In most instances the address on your drivers license along with a utility bill or phone bill is enough proof.

 

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